Condo Insurance in Middle Tennessee

Protect your condo with comprehensive insurance coverage!

Condo insurance, also known as an HO-6 policy, fills the gap where your condo association’s insurance leaves off. While your association typically covers the building structure and common areas, you are usually responsible for the interior of your unit, from the drywall in. This includes floors, walls, cabinets, and fixtures that the association’s insurance likely does not cover.

To ensure you’re adequately protected, it’s essential to review your association’s by-laws. These documents outline your responsibilities and help you understand what your condo insurance should cover. We’re here to help you navigate these details and ensure you have the right coverage.

Insurance for Townhomes

Some townhomes require an HO-6 policy similar to condos. If you reside in a townhome, it’s crucial to verify you have the correct insurance type.

We can guide you through the differences between homeowners and condo policies, ensuring you have the coverage you need for your specific situation.